Unless you’re incredibly independently wealthy, you don’t come into Jake Sweeney Kia, ask for a brand-new 2020 Kia Soul, and pay for it with a giant pile of money. We would all like to, but most mere mortals must get an auto loan to secure their dreams of a new Kia car. So today, Jake Sweeney Kia wants to show you how to get an auto loan, and how you can get your favorite Florence, KY Kia dealership to help.

First things first: how much of a loan are you willing to take out? Most auto loans have a repayment period of anywhere between 3-6 years, and the sooner you can get it paid off, the better. Since this depends on the car you want to buy, it’s best to start by doing your research and discovering which new or used Kia vehicle is for you. Once you have that set, you’re ready to figure out your credit score and get pre-approved for a loan. Credit rating is very important for a loan – it determines what interest rate you get on the loan, and the better your credit, the more of your money goes to the principal of the loan rather than the interest that accrues.

Pre-approval comes from a banking institution. Now, you can work with a bank of your choice, but if you don’t have one, the Jake Sweeney Kia financing department at Jake Sweeney Kia has a dedicated staff of professionals with bank contacts, and will work as hard as they can to get you the best rate on your loan as well as a repayment schedule that fits your budget and timeframe. So come in today to figure out how Jake Sweeney Kia can make your sweet dreams of Kia ownership a reality. See you soon!