At Jake Sweeney Kia, we’re always trying to give our customers the best deals on used and new Kia models all year round. If you’re looking for some of the best Kia financing options near Covington, KY, we want to tell you that you don’t need to look any further. Today, we’d like to give you a quick run-down on financing in general, and why you should be doing it with us.  

At its core, the car financing process involves getting an auto loan from a financial institution, which is usually a loan or a bank, to pay the cost of a vehicle you can’t buy up-front. The institution provides you with a variety of repayment options, and it’s up to you to pick the one that works for you. How much you’re paying back monthly is dependent on a variety of factors, including the total amount financed, the interest rate of the loan, and your credit score. The better your credit score or the less you finance, the lower your payment will be, so getting a big down payment is a great way to keep your costs low.  

When it comes to saving up for a down payment, a great way to add to it is by adding in a trade in the form of your current vehicle. We give you the best price possible for any trade because we want your business, and we want you to have the best buying experience possible. In addition, we also offer financing through our Kia financing department, so you don’t need to get a loan elsewhere. We also negotiate with banks to get the best price possible, so you can drive away happy and satisfied with your purchase.  

When it’s time find a new vehicle, come in to our Florence, KY Kia dealership to find an excellent deal on a new 2020 Kia Sorento or any other new or pre-owned Kia vehicle in our stock. See you soon!